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Suit A1-170 HFP Eastline shopping complex, Abraham Adesanya Bus stop, Ajah, Lagos.
General Loan Features (Standardized for All Loans)
Note: All loans are subject to credit checks and risk assessment. Interest rates may vary based on borrower profile.
Personal Loan
Flexible repayment terms, various loan amounts
Shop-Owners Loan
Tailored for business owners, competitive interest rates
Commission Loan
Loan against expected commissions, quick approval
Asset Loan
Loan secured against valuable assets, such as property e.t.c
For Registered Businesses:
Additional Documents (Case-Specific):
No need for guarantors
No need for collateral
No need to move salary account
Quick loan disbursements
You must be over 21 years old, work and live in Lagos.
Minimum of 1 year in current employment
Have a valid identification
Title * MrMrsMissMsDrOther
Gender * MaleFemaleOther
Marital Status * SingleMarriedSeparatedDivorcedWidowedOther
Surname *
First Name *
Other Names
Date of Birth *
Nationality *
Mobile Phone *
Email Address *
Residential Address (Not P.O. Box) *
Resident Type * OwnedRentedStaying with FamilyOthers
Length of Time at Current Address *
Highest Educational Qualification * FSLCSSCE / WAEC / NECOONDNCEHNDBSc / BAPGDMSc / MAMBAPhDOther
Mode of Identification * NINDriver's LicenceInternational PassportVoter's CardOther
Identification Number *
Name of Spouse
Spouse’s Mobile Phone
Bank Verification Number (BVN) *
Loan Amount (₦) *
Loan Amount in Words *
Tenor (Months) *
Bank Account No. 1 *
Bank Account No. 2
Would you like the Insurance Premium Finance Product as an additional facility? * YesNo
Insurance Premium Amount (₦)
Premium Amount in Words
Equity Contribution (₦)
Job Title *
Staff ID No. *
Employee’s Name *
Office E-mail *
Office Address *
Industry * Oil & GasManufacturingTransportationGovernmental ParastatalOther
Cadre / Level *
Number of Years in Current Employment *
Date of Employment *
Confirmed Status * ConfirmedProbation
Annual Income (₦) *
Monthly Income (₦) * Below ₦50,000₦50,000 – ₦99,999₦100,000 – ₦199,999₦200,000 – ₦299,999₦300,000 – ₦399,999₦400,000 – ₦499,999₦500,000 – ₦749,999₦750,000 – ₦999,999₦1,000,000 – ₦1,999,999₦2,000,000 and above
Terminal Benefits (₦)
Salary Due Date *
Name of Authorized Signatory (Employee) *
Authorization Date *
Employer Name (Signatory 1) *
Designation (Signatory 1) *
Authorized Signatory (Signatory 1) *
Date (Signatory 1) *
Official Stamp (Signatory 1)
Employer Name (Signatory 2)
Designation (Signatory 2)
Authorized Signatory (Signatory 2)
Date (Signatory 2)
Official Stamp (Signatory 2)
Bank / Organization (1)
Type of Facility (1)
Repayment Amount (1)
Repayment Frequency (1) MonthlyQuarterlyBi-AnnuallyAnnually
Outstanding Balance (1)
Bank / Organization (2)
Type of Facility (2)
Repayment Amount (2)
Repayment Frequency (2) MonthlyQuarterlyBi-AnnuallyAnnually
Outstanding Balance (2)
Bank / Organization (3)
Type of Facility (3)
Repayment Amount (3)
Repayment Frequency (3) MonthlyQuarterlyBi-AnnuallyAnnually
Outstanding Balance (3)
Bank / Organization (4)
Type of Facility (4)
Repayment Amount (4)
Repayment Frequency (4) MonthlyQuarterlyBi-AnnuallyAnnually
Outstanding Balance (4)
Corporate Account Opening Form (Required for Businesses) Allowed: JPG, JPEG, PNG, PDF (Max: 2MB per file)
KYC Form (Completed with Business Details) Allowed: JPG, JPEG, PNG, PDF (Max: 2MB per file)
Loan Application Letter * Allowed: JPG, JPEG, PNG, PDF (Max: 2MB per file)
Proof of Address * Utility bill (≤ 3 months) and rent receipt if applicable. Allowed: JPG, JPEG, PNG, PDF (Max: 1MB per file)
CAC Documents (Original & Photocopy – Multiple Files) Allowed: JPG, JPEG, PNG, PDF (Multiple files, Max: 2MB per file)
Guarantor Forms (With Valid IDs & Proof of Income) * Upload both guarantor forms. Allowed: JPG, JPEG, PNG, PDF (Max: 2MB per file)
Valid Means of Identification * NIN, Passport, Driver’s Licence, etc. Allowed: JPG, JPEG, PNG, PDF (Max: 1MB per file)
Passport Photograph (Recent) * Allowed: JPG, JPEG, PNG (Max: 1MB)
Salary Slips (For Salaried Borrowers) Upload recent payslips. Allowed: JPG, JPEG, PNG, PDF (Max: 1MB per file)
Bank Statements (6–12 Months) 6–12 months statements. Allowed: JPG, JPEG, PNG, PDF (Max: 2MB per file)
Business Financial Records (For SMEs) E.g. management accounts, audited statements. Allowed: JPG, JPEG, PNG, PDF (Max: 2MB per file)
Collateral Documents (For Secured Loans) Title documents, valuations, etc. Allowed: JPG, JPEG, PNG, PDF (Max: 2MB per file)
I hereby confirm that the information provided in this SME Loan Application is true and complete, and I agree to the loan terms and conditions of Creditude Global Services Ltd.
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